Because tens of millions of Americans are living, quite literally, from paycheck to paycheck. And they're not all poor welfare moochers! This is why it's stupid and dishonest to tell people that they need to set aside money for their retirement or to make smarter investment decisions when they have no disposable income to set aside or invest. How to remedy? Well, there are a number of options, but increasing Social Security is an absolute necessity, and a guaranteed annual income should be on the table, too. I know it's beating a dead horse at this point, but we need to keep shouting until the people who govern us listen.
---Baron V
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